Does Uber Pay for Accidents? Average Settlement in Florida

It seems like everyone has heard of Uber. This rideshare service helps people get from point A to point B whenever they are in need. In fact, there are millions of drivers working for Uber.

Many people wonder what happens when an Uber driver gets in an accident. Uber accidents do occur less than the national average. However, they occur frequently enough to warrant concern.

In a single year, nearly 60 fatalities were reported in vehicles operated by Uber drivers. Many more non-fatal accidents occur, and you may need an Uber accident attorney in Miami to help settle it.

Read on to learn how to reach an Uber accident settlement in Florida. Explore topics such as Uber accident settlement amounts and what to do if you are in an automobile wreck.

Does Uber Pay If You Get in an Accident?

The good news for accident victims is that Uber may pay when one of its passengers is involved in a wreck. There are a number of factors to consider before determining if Uber pays.

For starters, the driver must be logged in to the Uber app and online. If the app is inactive, then the driver’s personal policy covers damages.

Uber does provide insurance coverage when the driver is marked available in the app. They may be waiting for a ride request when the accident occurs.

Lastly, Uber insurance is in play when a driver is en route to pick up passengers or actively taking them to their destination.

How Much Does Uber Pay for Accidents?

Coverage amounts vary depending on the circumstances of the rideshare accident. If the Uber driver is picking up or transporting passengers, the coverage increases by a large amount. On the other hand, coverage thresholds are lower when an Uber driver is available and waiting for a ride request.

For example, if an Uber driver is merely available, the liability amount for a bodily injury is $100,000. The bodily injury per passenger threshold is $50,000.

Under this scenario, there is also coverage for property damage. This amount is up to $25,000 and holds true so long as the driver was not in the act of picking up or transporting passengers.

When the Uber driver is transporting passengers, liability increases to $1 million. It is important to understand that this coverage amount is dependent on the Uber driver’s negligence. You are not going to get a $1 million settlement if the Uber driver was not responsible for the crash.

This is why it is so important to get a police report after an accident. While your health is a priority, taking accident photos and collecting contact information of potential witnesses is also critical.

Your Guide to an Uber Accident Settlement in Florida

Financial justice is possible when you get in an automobile wreck with an Uber driver. The company carries larger insurance policies than most private drivers.

Establishing that the Uber driver was at fault is key to winning a larger settlement. If you are seeking an Uber accident settlement in Florida, contact us today to speak with a legal professional.