Understanding Property Damage Claims Following a Hurricane

Hurricanes are one of the most devastating natural disasters in the U.S., hitting Florida especially hard. Each year thousands of homeowners, renters, and business owners file insurance claims to seek compensation for property damage incurred during these storms. The problem is, however, that many insurance companies fail to pay claims as they should. People affected by hurricanes often file claims for:

• Public Utilities: Even people not directly impacted by the hurricane’s path can suffer the consequences. Offices and homes can lose electrical, water, and communication abilities due to a hurricane, even if they live up to 600 miles away. These people often need to file insurance claims for their losses.
• Equipment: Businesses affected by the destructive forces of a hurricane often file insurance claims to seek compensation for damaged equipment. This can include, but is not limited to, electrical equipment, generators, telephone and computer systems, air conditioners, and boilers.
• Roofs: During more severe storms, such as Category 4 hurricanes, the wind can tear and remove roofs from homes and buildings. When this happens, home or business owners file insurance claims to repair the damage or replace the roof entirely.
• Interiors: When a destructive storm rips the windows, doors, or roofs off of buildings, the interior can become damaged by heavy rains, flood waters, or debris. Insurance claims are often filed for carpet and wall damage, broken furniture, or mold growth.

Has your home or business sustained damage from a hurricane? Is your insurance company denying your claim? Contact us at Calil Law to speak to one of our Miami attorneys about property damage claims today.