Property Damage Claims

Property damage from any disastrous occurrence can be devastating. Just look at the crushing passage of hurricanes in this hemisphere, and you can understand the loss and tragedy of witnessing your life’s investments disappearing due to natural disasters or man-made damages to your property.

Policyholders have every right to claim compensation from their insurer to cover these damages and help put them on their feet again. Too often, the way policyholders are treated by insurance companies makes it appear as though policyholders are asking for a handout, and there is a debate to conclude whether they deserve a payout or not! So there is an uncalled-for delay, a reduced amount, or a no-claim judgment.

That’s ridiculous! You have been paying your premium faithfully, and they have no problem taking your money. Do not take their word for it when they offer you less than what the policy is worth or what will cover your damages when you suffer property damage. Calil Law is right in your corner to help you fight for justice! With over thirty years of experience litigating against devious insurance companies and other liable parties, we never wane in our commitment to helping thousands of clients claim property damage compensation.

Business or Personal Property Damage

Whether you suffer environmental or weather damage to your business or other personal property, Calil Law will represent you in any aspect of damage that warrants the attention of your insurance company and we are adamant to fight for you until we get the settlement you deserve. We are committed to fighting for your compensation for the following damages:

• Fire Damage
• Storm Damage 
• Hurricane Damage
• Water Damage
• Leaky Roof
• Sink Hole that swallows your structure
• Vandalism
• Boat Damage
• Air Craft Insurance Claims
• Kitchen Leaks

So long as your home, business, or other properties are insured, you have every right to seek compensation. Let us navigate your property insurance claims for you, instead of going alone! Life has enough daily stress and frustration without wading through the murky waters of reluctant insurance companies trying to insult your intelligence.

Your Insurance Claim Process

1. Loss—document damages. Video or take photos
2. Report damage to your insurer and check if there is any deadline stipulating a Notice of loss
3. Your insurer will interview you concerning damages. Present photos/videos. Proof of loss and repair estimate
4. They will then send an adjuster to inspect the damage
5. Your coverage decision will likely be unfavorable. They should outline why they reach that decision and cite the section of policy they use for referral
6. An Examination Under Oath (EUO) may be enacted by the insurance carrier, allowing the insurer to answer questions about the insurance claim
7. This step will typically push you to seek assistance if your insurance adjuster stays true to form to deny or undervalue your claim
8. Contact Calil Law immediately for a free review of your case

We are available 24/7 at 305-373-5529 or Calillaw.com